The KellerPorter Team-Islamorada Real Estate

OUTSTANDING WATERFRONT FAMILY HOME! This solid concrete home has been beautifully updated offering 3 bdrms, 2 bthrms, impact windows, high ceilings, open floor plan, garage, storage and 60 feet of concrete dockage with davits. Fantastic back yard entertaining area with a fire pit & patio. Located in the Village of Islamorada with immediate bay access and easy ocean access.

Charlotte Porter REALTOR®
Coldwell Banker Schmitt
Direct: 305-289-6628
Cell: 305-393-2749
Office: 305-664-4470
Fax: 305-664-4111
cpre@bellsouth.net

Jan Keller REALTOR®
Coldwell Banker Schmitt
Direct: 305-289-6623
Cell: 305-664-7069
Office: 305-664-4470
Fax: 305-664-4111
Jankeller1@msn.com

Even if you don’t think of yourself as being a greedy person, money still plays a significant role in your life. Understanding money prevents you from losing control of your finances and experiencing economic stress. The ideas in this article are excellent starting points to getting a good handle on your financial issues.

Look at your income and expenses in order to decide upon a budget. First, figure out how much money you make in a month, after taxes. Don’t forget any secondary sources of income. You should never spend more in a month than you make.

Next, make a list of your exact expenses. You need to include such things as insurance, car payments, house payments, groceries, entertainment expenses and anything else that results in an expenditure – big or small. Be sure to verify the content of the list.

After you know where your finances stand, it will be easy to create a budget. You should begin by cutting out any non-essential purchases that you make everyday, like that extra cup of coffee before work. Try appealing flavors to make your home coffee seem swanky. Check out your budget and look for ways to save money.

Bring down your bills each month by repairing and tuning up your home. You might want to change your washing machine or dishwasher to one that will use less water and save you money on your water bill. You want to think of installing an on-demand water heater to save money on your heating bill. Be sure to check for leaky pipes, as they could be the cause of inflated water bills.

Consider removing your older appliances and buying appliances designed for energy conservation. Because you will save money on your utility bills when you operate appliances that require less energy, you save cash over the long term. If you have appliances that have indicator lights that remain lit, you should unplug them because they use a great deal of energy.

One great way to upgrade your home is to repair or replace your roof and insulation. Heating is expensive, so it is necessary to insulate your home. Even though replacing the items can be costly, you will save money on your bills in the long run.

Following this advice will save a great deal of money and create a more balanced budget. Buying an energy-efficient new appliance is an investment! As you use it, it will save money each month by lowering your utility bills. This reduction will help keep your finances under control in the future.

REDUCED PRICED TO SELL! CONCRETE WATERFRONT HOME WITH CUT IN BOAT SLIP! This home offers 3 bedrooms & 2 bathrooms upstairs and a permitted bathroom downstairs with a non-conforming enclosure. Great entertaining back yard tiki hut, fenced yard, & storage located in Key Largo with excellent boating access to the ocean!

Jan Keller REALTOR®
Direct: 305-289-6623
Cell: 305-664-7069

Charlotte Porter REALTOR®
Direct: 305-289-6628
Cell: 305-393-2749

Coldwell Banker Schmitt
Office: 305-664-4470
Fax: 305-664-4111
info@kellerporterteam.com
www.kellerporterteam.com